Gateways

Gateways act as a pass through between a POS and an Acquirer in the authorization of credit card and/or debit card transactions. It is important that Gateways participate in SIGIS to ensure they meet the IIAS requirements.

Gateways have access to the following programs once a SIGIS membership is established:

SIGIS IIAS Transaction and Data Retention Specification

The SIGIS Specification outlines the requirements needed for gateways and other members to support an IIAS. Gateways must support key requirements for passing authorization requests from merchant/pos to the acquirer/acquirer processor.

IIAS Certification

SIGIS requires any gateway that uses and supports the SIGIS Technical Specifications to process IIAS transactions to become certified. To become certified a Gateway must complete the Gateway Self-Assessment Certification form and a technical testing checklist. Once the certification form and checklist are completed, the Gateway will submit it to SIGIS for approval. A Gateway will not be permitted to claim that it supports IIAS transactions using the SIGIS standard until it has been certified to the IIAS standards developed and approved by SIGIS. A gateway will not be allowed to support TPS or Merchant customers until certified.

SIGIS provides additional support through our Help Desk that is available to answer any questions regarding the programs listed above.

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Related FAQs

Gateways are only required to be SIGIS certified if they wish to use the SIGIS standards for IIAS transaction processing to support FSA / HRA cards for SIGIS certified merchants.  Gateways that are not SIGIS certified, that process FSA / HRA card transactions through their gateway will see high card declines as the issuer / plan administrator will not have the required information to approve the transaction per IRS regulations for support an IIAS system.

SIGIS requires any gateway that uses and supports the SIGIS Technical Specification to pass IIAS transactions to become certified.

Below are the steps to obtain, complete and submit a Gateway Certification.

  1. Click the Login and enter login information.
  2. Click the Access IIAS Forms link on the right-hand side of the page.
  3. A new window will open, select the Gateway Certification tab.
  4. Complete the form and submit.