Plan administrators offer FSA/HRA debit card programs to employer clients and support FSA/HRA cardholders that have questions about card purchases at participating merchants.
Membership in SIGIS offers plan administrators access to the following programs:
The SIGIS List is a valuable resource in the development of plan criteria for identifying eligible products. The SIGIS List represents a unique tool that provides an industry-vetted list of eligible products that can be used in the administration of FSA/HRA card programs. See the Eligible Product List Criteria publication for more information.
SIGIS actively engages with the IRS and Treasury Department on rules impacting the use of health benefit cards. SIGIS has led efforts to clarify item eligibility and changes required by the Patient Protection and Affordable Care Act.
Offering FSA/HRA cardholders the opportunity to use their cards at registered 90% Rule merchants is a great way to increase the convenience and usability of an FSA/HRA card program. It is noted that transactions at 90% Rule stores are not auto-substantiated and plan administrators will need to follow their policies for substantiation of such purchases, most likely asking cardholders to forward their sales receipts. Visit the 90% Rule Merchant Attestation for more information.
SIGIS provides additional support through our Help Desk that is available to answer any questions regarding the programs listed above.