Card Holders

Who is SIGIS?

The Special Interest Group for IIAS Standards (SIGIS) is a non-profit corporation that is responsible for the development and management of an industry standard to meet Internal Revenue Service (IRS) requirements for usage of debit cards for a Flexible Spending Account (FSA) or Healthcare Reimbursement Account (HRA) health benefit plans.  SIGIS operates two standards under the IRS regulations, an inventory information approval system (an "IIAS") and a 90% Rule registration.

What Are Health Benefit Cards?

The IRS enables employers to offer an employee benefits plan with FSA and/or HRA accounts. These programs permit funds to be placed in an account that can be used to pay for health care expenses, such as co-pay amounts, prescriptions, and other eligible medical expenses. Additionally, an employer’s benefit plan administrator may offer a debit card to provide convenient access to FSA/HRA account funds. So, an FSA/HRA debit card is what is meant by the term health benefit card.

While plan administrators determine the requirements for how FSA and HRA debit cards work, SIGIS offers two services that may be helpful to card holders. These are the Store Locator Service and the Eligible Product List Criteria publication.